【公務員貸款須知小冊子】借貸時須遵守的規例 政府內外貸款來源 (引言/接受利益公告/一般許可/貸款來源/部門訓令/相關規例/無力償債及破產/Sources of Finance For Civil Servants) ...... !

​I.引言 (Introduction)

II.《接受利益(行政長官許可)公告》(The Acceptance of Advantages (Chief Executive's Permission) Notice)

III.《接受利益公告》一般許可範圍內的貸款 (Loans Covered by the General Permission Given in the AAN)

IV.貸款來源 (Sources of Finance Available)

• 預支薪金 (Advance of Salary)
• 員工濟急基金 (Staff Relief Fund)
• 紀律部隊的福利基金 (Welfare Funds in Disciplined Services)
• 自助節約貸款合作社及儲蓄互助社 (Self-help Thrift and Credit Co-operatives and Credit Unions)
• 財務機構提供的貸款服務 (Lending Facilities Provided by Financial Institutions)
• 銀會 (Chit-Funds)

V.接受貸款的來源或情況不在《接受利益公告》一般許可範圍內 (Acceptance of Loans from Sources or in Circumstances Not Covered by the General Permission Given in the AAN

VI.部門訓令 (Departmental Instructions)

VII.相關規例 (Related Regulations)
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• 有關貸款收息的限制 (Restrictions on Civil Servants Lending Money at Interest)
• 以下屬作擔保人 (Use of Subordinate Officers as Guarantors)

VIII.無力償債及破產 (Insolvency and Bankruptcy)

附錄A至J7 (Appendices)


資料引自公務員事務局網頁 : https://www.csb.gov.hk/tc_chi/publication/files/cfin.pdf